Category Archives: Personal finance

SEM Scribe Publishing House Participates in September 6 Finance Event

Together with Synersign, SEM SCRIBE PUBLISHING HOUSE and MissTolentino.com will be participating in the upcoming Finance event called IT’S ALL ABOUT INVESTMENTS on September 6, 2014 at Mezzanines B & C of the World Trade Center.

With seasoned finance professionals as its speakers, this must-attend event will cover Mutual Funds, Equities, Insurance, Real Estate and many more!

With only 200 slots remaining, be part of this exciting event! Register now at http://rehubexpo.com/events.php

 

with ssph logo
SEM SCRIBE PUBLISHING HOUSE together with MissTolentino.com will be participating in the upcoming Finance event called IT’S ALL ABOUT INVESTMENTS on September 6, 2014 at Mezzanines B & C of the World Trade Center.

 

 

 

Advertisements

Where to Invest: Power Play(er) Style

Ever wondered what the influential do for leisure and relaxation? Or curious about the kind of lifestyle they lead beyond the competition of the board room?

PowerPlay Magazine is centered around the edgy, glamorous lifestyle aspects of casino gaming hotel resorts and encapsulates the dreams, desires and aspirations of the real people who make up the gaming and entertainment community. The magazine is distributed in Mega Manila, in retail & casino gaming outlets.

MissTolentino.com was privileged to write for this lifestyle heavyweight. Right up her alley? Investing.

So come on, Power Player. Get your copy now.

 

MissTolentino discusses the 8 Instruments for the Savvy Investor  in the maiden issue of Power Play Magazine. Grab your copy now!  Available at all leading  National Bookstore branches nationwide.
MissTolentino discusses the 8 Instruments for the Savvy Investor in the maiden issue of Power Play Magazine. Grab your copy now!
Available at all leading National Bookstore branches nationwide.

 

Power Play Magazine is a high society magazine that brings you around the edgy, glamorous lifestyle of the rich and powerful. The magazine gives you a glimpse behind the enthralling lives of influential people away from their usual business environment.  Power Play Magazine's maiden issue is now available at all National Bookstore branches nationwide.
Power Play Magazine is a high society magazine that brings you around the edgy, glamorous lifestyle of the rich and powerful. The magazine gives you a glimpse behind the enthralling lives of influential people away from their usual business environment.
Power Play Magazine’s maiden issue is now available at all National Bookstore branches nationwide.

 

 

 

 

 

 

 

Get Money-Savvy with Investalk 2014

This July 12 2014, www.investalk2014.com, an online finance community where people can discuss and learn from each other, will be grand launching its first Investor’s Conference called “Investalk 2014: A Mid Year Outlook”; inviting aspiring young investors into a one day condensed investment boot camp.

Investalk 2014 brings a number of the country’s most prominent finance personae together in an enriching seminar. Speakers will be covering topics from the latest trends, news, updates and basics on investing both locally and abroad.

Featured speakers are: Tommy Tiu for Finance 101, Alvin Ang for the Economic Outlook, Richard Liboro of BPI for Philippine Equity Strategy, Norman Go of BPI for Guru Investing Strategies, Jay Peñaflor for Featured Stocks, Joe Ferreria for Implementing Personal Finance Plans, and Salve Duplito for Value Investing.

“Education is a form of investment; we invited the best educators into this conference so you can learn the different modes of investments. They will guide you in finding your optimal financial plan” says Paul Glenson Lim, CEO of Investalk.ph. “It is important to invest early in life so that you can maximize your finances in preparing for the future”

A special thanks to its organizer Synersign. biz and to its official media partners which include The Philippine Resources Journal and lifestyle website www.misstolentino.com

Image

 

 

The Importance of Hiring a Wealth Manager

I can’t tell you how many people come to me who are average, everyday people who don’t even have wills. And they say “I don’t need a will yet. I don’t have an estate issue.” Yeah, well, who’s going to take care of your kids? How are you going to transfer? Make sure that everything is done to your wishes? Do you have a health care proxy? These are all wealth management issues, not investment issues. But they have huge ramifications to whatever you amass during your life.

Marc Lowlicht,
Wealth Management Division Head
Further Lane Asset Management

 For starters, wealth managers are actively involved in their client’s retirement planning. This can mean, among other things, updating and changing your client’s investment profile based on where they are in their life cycle, with older customers being moved into more stable environments. Wealth managers also coordinate with accountants and attorneys. In addition, they help with trust planning, insurance requirements and managing client’s risks.

In terms of nest egg, people need to understand that they need this money to produce income during retirement and this is why even middle-class or lower-class people should consult with financial planners.

A financial planner would immediately start saying: “Wait a minute, the first thing you need is an income. And then we’ll worry about your wealth.” These are things wealth management takes into account that investment management doesn’t.

Wealth management is not only about picking investments and making sure the allocation is consistent with time horizons. Such is especially important now. Because in these days of disappearing pension plans, we are all required to become our own defined benefit plans.


Dear Friends:

Pru Life UK is privileged to have Atty. Danny Chan talk about Wealth Management & Estate Planning on March 29, Sat, 2pm at Room 4 10/F SSHG building, Paseo de Roxas Makati City.

With this, I would like to personally invite you to take hold of this opportunity. Attendees will learn much from this talk and be made aware of the solution to paying their estate tax. The seminar is FREE so I advise you to RSVP as slots are going fast.

For all interested parties, feel free to PM/text/email me. I am looking forward to your attendance.

Kind thoughts,
MissTolentino.com

 

Pru Life UK is one of the leading life insurance companies in the Philippines, with over 15 years of excellence in providing relevant and innovative life insurance products designed to meet the specific needs of the public. The pioneer and expert in investment-linked insurance products, Pru Life UK is driven by its commitment to always listen to and understand the financial protection and wealth management requirements of the Filipino.
Make your money work for you. Pru Life UK is the pioneer and expert in unit-linked or investment-linked products in the Philippines. Unit-linked policies are life insurance products that provide living and death benefits and are ‘linked’ to investment funds. With our investment funds managed by Eastspring Investments Singapore (Limited), take confidence in the experience of one of Asia’s most awarded fund-management companies.

 

 

Reference:
Forbes.com – Why you need a Wealth Manager; David Serchuk (March 25, 2009)

Expecting the Unexpected for Year 2014

Tomorrow I will be leaving with a friend for a hiking trip.

It will be a first for me and I am nervous to the core. I have to admit, I am not much of an “outdoor person”. When I say “outdoor”, I mean camping/hiking/mountain trekking. Though I thrive on biking, running, and swimming; mountain trekking and camping, to put it subtly, is not my cup of tea.

I did camping once in high school and I never did it again. I couldn’t sleep because of the mosquitoes, the uncomfortable little rocks hitting my back when I slept, and the bad food. I remember vividly that we had to cook a crudely opened can of corned beef that was supposed to suffice as dinner! We also had to share a commode which was not exactly the best experience for a cleanliness obsessed young girl. I hated camping and I still secretly do. It brought back memories of aching joints, holding back pee, and morning breath.

But there were other ways of entertaining oneself, and camping, thankfully, was just a shadow of the past (or so I thought). I prefer the leisurely and comfortable way of seeing the world: Hotels, concrete itineraries, warm beds, nice showers, a functioning toilet, creature comforts — things that camping or hiking will never offer.

So why the change of heart? It got me thinking that maybe I am not fully embracing God‘s abundant provisions in my life because I am constantly stopping or limiting myself. To add more to this enlightenment, I got this in my email today – God has no shortage of resources. In terms of receiving God’s provision, I sometimes have to remind myself to expect the unexpected.”

To expect the unexpected. I didn’t like it one bit. Obviously, I am not a fan of surprises. I like routine, structure, plans, and ofcourse, my delicious addiction – a sense of being in control.

Just a little after Christmas, I reminded myself to make a 2014 plan. What I wanted to achieve in the year to come on a per month and per quarter basis (told you I was a freak).When I pulled out my excel sheet, I just stared at it. I didn’t have anything substantial to put in. For the first time in a long time, I didn’t have a plan. What is wrong with me? (Must be the chicken from Christmas eve dinner).

Usually, when I do my planning, numbers was a great way to start. Putting in actual figures gave a sense of control, of targets, of something achievable. But now my brain drew blanks.

Don’t get me wrong, the year 2013 was a great year for me. My annual planning was effective, but I didn’t achieve everything to the letter. And the best parts of my year was thanks to the little unexpected surprises that sneaked their way in. Odd isn’t it?

This year, I am going to do something radical. For 2014, it’s going to be different: I will not lead me, the Lord will. I am letting Jesus Christ take the reins from here on. Whatever His will, I will accept it, and be thankful for them regardless of the circumstances. No more of me. This time, this year, He will be in control. The question is: do I have the courage to fully embrace it?

It may be a tall order for an obsessive-compulsive, controlling, neat freak such as myself but with God’s grace, it’s a humble start. I am offering all my plans, hopes and dreams to Him because He promised that if I trust and obey, He will follow through. For this year, I will brazenly challenge that promise. I know the Lord will forgive me for going this extreme in my faith but I don’t think He’ll mind. I am, after all, His child.

And this is in great hopes that my trip will be the first of many adventures to a new and improved Miss Tolentino for 2014.

Have a wonderful New Year everyone!